What is your lifestyle like? Do you sometimes feel like your finances are out of control and you are living on the edge? Our lifestyle today has become one of "buy and charge". Society pounds this message incessantly, wherever you turn. It is even easier for us to make money than to keep it.

Today, families are living more and more on the edge. "Household borrowing has risen almost 60% to $6.5 trillion in the past five years." The Wall Street Journal, July 5, 2000. Most of us don't even think twice about charging something we can't afford to pay off when the bill comes.

As a result, "Families across America have accumulated $505 billion in credit card debt, averaging a balance of nearly $8,000 per household." USA Today, January 5, 2001

But it's not all your fault. :-) The media spends billions of dollars each year to help you make decisions on where to spend your money. They tell you where you should live, what you should buy, what kind of car you should drive and all the while, pushing you closer and closer towards the edge.

Meanwhile, lenders, credit card companies (I'll refer to them as "blood-sucking leaches") are getting the majority of your income each month. Take a moment and calculate what percentage of your paycheck each month is going towards any type of debt. Is it 50%? Is it 85% or could it even be 90%?

Actually, maybe you'd rather not know what you are paying out monthly in interest and debt payments. It's too depressing unless you'd like to make a change and slowly backup from that "edge".

If so, your first step will be to learn to hate credit with a passion. It is not your friend. It is pushing you towards the edge and the only way to fight back is by getting yourself out of debt!

Pay off your debts, and stop the instant gratification spending. If you can't pay off a debt within 25 days, don't make the purchase. It's the only way to beat the system.

Join me in my efforts to "Beat The System" and live away from the edge of financial disaster.

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Doris Dobkins is a money saving expert, author and speaker and has helped thousands of people find ways to save money and get out of debt.

If you are "living on the edge of financial disaster" and need some direction, get your copy today of Doris's frugal living home study course "Get Out Of Debt Now!". Click here now: http://www.creativefinances.com

This article is dedicated to my friends and everyone who has sacrificed their life to dis-ease. In August of 2001, I discovered very important information about how thoughts and feelings create reality. I am sharing these insights with anyone who wants to get greater control of their destiny. I know for a fact that there have been cures for cancer for over twenty five years, and I want to explain some things that hopefully will inspire you to transcend victim consciousness and live the life you were born to live.

Thoughts and feelings create! Thoughts and feelings are impulses of energy and information. They send out vibrational pictures, patterns, and colors (not words or language). This energy affects the atmosphere (energy field) around the person thinking the thought or feeling the feeling. Once they go out they can never be retracted. What we see in the outer world is a reflection of collectives humanity's thoughts and feelings. Much of our future is being created by radio and TV programming.

It's simple to understand how reality is created when you understand the Science of Consciousness. But what is consciousness and how can you influence it? I define collective consciousness as the sum total of humanity's beliefs, thoughts, feelings and actions. Media, public relations firms, and advertising constantly send out thought-forms that program us for sickness, drugs, violence, fear, and materiality. These thoughts go into collective consciousness and create a huge cesspool of crap from which we draw our personal thoughts. Perception is carefully and precisely regulated.

Most conventional wisdom is implanted into the public consciousness by a thousand contrived media clips per day.

Where attention goes-reality is created. Have you ever wondered why most people in America generally think the same thing about most issues? These illusions are perpetrated and continuously reinforced by spin doctors. First comes the thought-then it manifests in everyday life. For example, constant awareness to medical problems, creates more drug customers. Constant awareness to being a victim-creates more people feeling victimized. Cancer was rare until someone told us about it and programmed fear thoughts into consciousness. People did not think about flu shots until the media promoted them. Have you ever wondered about the ethics of CNN Allergy Reports being sponsored by a drug company? Do you really believe allergy medicine will cure allergies or is it just a sales pitch? What's true is that awareness to allergies-creates allergies. Remove those thoughts forms from your energy field-your allergies will be gone.

Let's explore conventional thoughtstreams promoted in today's society which are creating public consciousness: 1) An education guarantees financial success, 2) war will create peace, 3) fluoride protects your teeth, 4) take out your gall bladder because it's not really needed, 5) HIV causes AIDS, 6) without vaccines infectious diseases will return, 7) the FDA thoroughly tests all drugs before marketing them, 8) if it's written in the newspaper or professional journal, it's true, 9) flu shots prevent flu, 10) menopause complications are something every woman can expect, 11) pharmaceutical drugs restore health, 12) pets need drugs, shots and surgery, 13) scientists are god-like, 14) be afraid of sun causing cancer, 15) you must "own a piece of the rock", and 16) the purpose of life is shopping.

Most people are ignorant-not evil. But, as the saying goes ignorance of the law is no excuse. The result of ignorance however, is why I share Universal Laws. These laws transcend man-made laws and always hold true. For example, if you jump out of a 6th story window you will go down ... and if you plant tomato seeds you will get tomatoes and not radishes.

Einstein said, " We cannot create solutions to problems with the same consciousness that created them." When you learn the truth about how reality is created, you will think beyond living in only a "physical world" and think in terms of an "energy world." . To break free of collective programming you will need to upgrade your thought programming and then vigilantly select each thought and feeling. Upgrading your thought programming is much like installing an upgraded computer program onto your computer.

"AGAINST" Energy Creates More Of What You Don't Want & Collapses Your Energy Field

For example, if you are in a relationship with someone and they are stuck in their doldrums, what you should do is observe what makes you feel good, or what brings you joy-and do it. Don't waste your energy fighting against what you don't want. This only creates more of what you don't want.

Another example is in today's business climate, many people are dissatisfied with management or the company they work for. Most of their energy is wasted trying to get away from the pain. It's more productive to decide what makes you fulfilled and feel good - then create it. Only invest in positive thoughts. Make the necessary changes to your preferred state of functioning. Your energy, time and money will increase because you're not "fighting against something" or "trying to get rid of something."

It's impossible to get "far enough away" from anything or anyone, because separation is only an illusion. People or experiences are never more than a thought away. The Internet is helping people learn about being connected. Just as you can send e-mail via the Internet, we constantly send people "energy e-mail" messages. It doesn't matter whether the person is in the same room or across the globe. They instantly, consciously or unconsciously, get your "energy e-mail." To create the reality you prefer - you must be very selective with each thought you allow to enter your mind, and carefully monitor the thoughts and feelings you send to others.

Most people have been programmed to hedge against inflation, to purchase insurance to protect against disability, fire, death, and illness, etc. The "save for a rainy day" mindset is also "hedging against." This attracts to you what you don't want in your life. The hidden motivation to save for retirement is usually driven by a desire to protect against old age.

This whole mindset of against vs. for … profits huge industries. People buy vitamins, hair and beauty aids, their children's education, and get regular medical tests and checkups for the negative reasons of protecting themselves. All of the above scenarios are fear-based motivations that dis-empower you, collapse your energy field and create the opposite of your real intention.

I personally know several people who had a health crisis, after training for today's popular fund raising events. Well-intended participants are running, walking or biking, with the intent to avoid cancer or honor someone they knew who experienced cancer. What they have not understood, is that by putting these thoughts into their minds-disease gets created. What if people knew they get what they are thinking and feeling-not what they think they are thinking and feeling … AND that whatever they give attention to will expand. Would they still participate?

Words and feelings are powerful creators of reality. If you do not have the cancer thoughts in your consciousness (consciously or unconsciously)-you can't create cancer in your life. A magnet does not stick to wood-only to metal. Remove the thoughts from millions of people's consciousness (and even from your family genetic consciousness)-and the disease or conditions disappear.

Your brain can't hold two thoughts simultaneously. You can't simultaneously hold a happy and sad thought, or healthy and sick thought. It's impossible to think about the AVON BREAST CANCER 3-DAY event and simultaneously hold the thought of total health and vibrant aliveness. So what's happening? The answer is, the more attention the disease gets-the more people experience it. Health is our natural state-disease is abnormal and can't exist in a healthy body. Remove the thoughts of victim, fear, worry, war, disease, etc., and the thoughts are deleted from the collective thought cesspool. Your "search engine" will come up with nothing. Spell check makes sure words are spelled right. Empower yourself by using a "thought-check" system for the next 30 days and see how your life changes. Allow only thoughts of health, joy, peace, integrity, and harmony. Watch how everything changes.

Should the PR firms and businesses be held liable for the results of their actions? One PR firm claims they have netted more dollars FOR breast cancer and AIDS charities more quickly than any known private event enterprise in United States history. But the goals are not aligned to natural laws and universal principles. Dis-ease consciousness creates disease-and that is why there have been no solutions, no real cures for a variety of dis-eases. This is why there have been no solutions, no real cures for a variety of dis-eases. To quote the promotional brochures for this event, "3 Days Of Walking from Santa Barbara to Malibu to FIGHT breast cancer with 3,000 others like you. 3 Days Of Kindness, commitment and friendship. 3-Days of Meaning you'll remember for the rest of your life." Some good will come from these events. There will be some heart-warming experiences, new friendships will be made, and money will be raised. But what will be deposited in the collective thought/feeling bank to prevent dis-ease in the future?

I had a friend who was a zealot for long term care insurance. I watched her create her own death at a very young age. She constantly thought about how awful it is for people to get ill and lose their life savings and retirement money. Her real motivation was FEAR. From her fear, she manifested her greatest fear in her own life.

Has the campaign, "Say no to drugs" worked? If not, why not? Because it can't. The brain only records the last word … drugs … drugs … drugs. The saying should have been, "Say no to drugs…Say yes to Life." Think about this, grocery stores are now "Food & Drug Stores." Where are we all headed? Unless you own stocks in pharmaceutical companies and don't care about the future world you, your children and grandchildren will live in … please take heed.

Now that you are more informed and aware about how thoughts/feelings create reality, how would you like to work for the Orange County Financial Abuse Specialist Team? They specialize in training financial abuse specialists in agencies and organizations that serve the elderly. Or are you willing to support the NATIONAL DRUG AND ALCOHOL AWARENESS WEEK where a PTA organization puts a "death toll poster car" on display at the high school campus depicting people killed last year by drunk drivers in Orange County. Their stated objective "We hope to increase a greater awareness of substance abuse through this project." How awful that our children have to suffer because of ignorant, uniformed adults.

OR the Leukemia & Lymphoma Society … FIGHTING Blood-Related Cancers. OR TV evangelists who play on people's emotions using starving children's pictures or pictures of the helpless and hopeless. OR a concert to "STOP THE ABUSE of Afghanistan women or children." OR "Help Stamp Out Hunger." OR, America's Walk FOR Diabetes. OR, run or walk the marathon in Honolulu for the Arthritis Foundation? Joints In Motion with a slogan, "Take it on!" OR, Race for the Cure-112 events nationwide and this organization is the leading catalyst in the FIGHT AGAINST this devastating disease...every woman is at risk-great perks, extra mammograms, T-shirts, and complementary refreshments. OR you can create more awareness to arthritis by becoming a member of the Arthritis Foundation's Joints in Motion Training Team, take a vacation, and run the "I Love Paris In The Springtime Marathon."

What about, "Prevent CHILD ABUSE?" Again, the brain records child abuse. OR Alzheimer's Memory Walk-a fun way to join the FIGHT AGAINST Alzheimer's Disease, where participants are instructed to bring pictures of their loved ones to remind them of why they are walking. The brochure shows four generations with only two generations with Alzheimer's disease. OR Project Sister …sexual assault crisis services educating the communities we serve about the nature and causes of sexual violence. OR these internet sites: The Hunger site, The Kids AIDS site, The Landmine site, The Rainforest site, or The Child Survival site. What solutions do any of these examples provide? Is it any wonder why hospitals, doctors and drug companies have so many patients? In addition to all the previous information in this article, many magazines use full front page headlines like, "The DIABETES EPIDEMIC...a killer disease. This creates conscious awareness to diabetes and creates patients for the medical profession.

Now for a change of pace, consider this: A Walk For Peace in Celebration of the United Nations, OR walking the CAMINO for the purpose of a spiritual and physical challenge... and with the intention to find one's deepest "spiritual meaning." Can you hear the difference in the motivations and energetic vibration? These examples are FOR health and FOR very different motivations than my previous examples.

Presenting information with polarized viewpoints is another way to increase negative results through creating apathy. The back and forth bantering does the same thing to your psyche as a cat that bats a mouse back and forth until it's lethargic. Many people today are confused and don't know who to believe or what to trust. This is the result of strategic spin doctors who practice the science of creating public opinion. They can put a particular product or concept in a desirable light. They know the best public relations happens when people are unaware that they are being manipulated. To create public opinion PR firms select specific radio, TV, magazines and news papers and use third party endorsements, institutes, foundations, celebrity endorsements, scientists for hire, attack strategies, and canned news and press releases. The sole purpose of news is to keep you in fear and uncertainty so you will watch again and be subjected to more advertising. Polarized talk show participants keep consciousness stuck in no-win situations.

Dowsing has been used for eons to find water, oil and gold. I personally use both dowsing and kinesiology to determine the positive or negative effects of promotional brochures, pink cancer ribbons, fund-raising letters, and brochures. What Dowsing proves is the impact on a person's energy field of all the information I've been sharing. If it's truth-the field expands. If it isn't -the field collapses. It's amazing to witness testing someone who doesn't even know what the "pink cancer ribbon" means, yet we get negative test results. September is CANCER AWARENESS Month. Having read this information, you have some new insights. What do you think CANCER AWARENESS month will create? More health or dis-ease? Do you want to be part of the problem, or part of the solution? Please think about the this and then determine what you will do.

It's important that everyone contribute to the betterment of themselves, others and society-and there are many ways to make a difference. One of the greatest gifts each of us can give to the world is to monitor everything we think and feel-so we can get THERE from HERE. Stop reading magazines and newspapers…stop watching TV and listening to the radio…and you will be amazed at how different you think and feel. It takes great courage to pull out of the collective cesspool of crap ... and live your truth.

It's time, not just to wake-up-but to grow up and be more responsible. What we envision is what we will create. Consider how different the world would be if TV and radio programming only broadcast information about what 99% of us do, instead of the 1% who are society deviants. Their negative thought forms are a major factor creating society today. Think about the world our children and grandchildren will live in. From now on, please honor your values, be discerning, selective-and only support people and empowering causes that truly make this world a better place to live.

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This article is written by and the property of, Jeanine Just, founder and CEO of Visionaries University. You have permission to share it through any medium as long as proper credit lines are included.

Jeanine is a highly acclaimed new paradigm builder, inspirational speaker, seminar leader, author, and visionary success strategist. For interviews, seminars, consulting, or more information on how to reinvent your business, life or future, contact Jeanine at 949-494-3811 or www.visionariesuniversity.org

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